The Super choice legislation took effect from 1 July 2005 and allows you to select which super fund you would like your compulsory super contributions paid into.

The laws governing choice of fund specifically exclude:

• Employees whose super is paid under a state award or industrial agreement

• Employees whose super is paid under a Federal workplace agreement (eg. a collective agreement or Australian Workplace Agreement)

• Certain Australian Government employees who are members of the CSS or PSS who have their contributions paid under the Superannuation (Productivity Benefit) Act 1988

• Employees covered by an employment agreement in force under the Victorian Employee Relations Act 1992

• Employees who are members of a defined benefit fund that is in surplus or who have accrued their maximum benefit

Even if you do not qualify for choice of fund under the new laws, your employment agreement, contract or award allows you to negotiate a choice with your employer. Contact your employer to find out if this applies to you.

If you are not sure if you qualify for choice of super fund, or if you need more information on eligibility, please speak with a financial planner at Intellichoice on 1300 55 10 45. Alternatively speak with your employer or visit www.superchoice.gov.au for more information.