• Have you made, or are you prepared to make, personal (after tax) contributions to your super for which you will not claim a tax deduction?¹

• Do you earn² less than $58,980 a year before tax (individual income, not household)?

• Do you earn more than 10% of your total income as an employee³ or from carrying on a business?

• Are you under 71 years of age?

• Have you or will you lodge an income tax return?

• Are you a permanent resident, or citizen of Australia?⁴

NOTES

1 Contributions made by your spouse and employer do not count.
2 Assessable income and reportable fringe benefits less business deductions (except for super contributions or work-related expenses)
3 Eligible employment includes any arrangement where an employer is required to treat you as an employee for the superannuation guarantee rules (which entitles you to 9% super contributions). Excludes fully retired people.
4 You cannot hold an eligible temporary resident visa.

To find out more about super and whether you are eligible for the super co-contribution from Government, speak to a financial planner from Intellichoice today on 1300 55 10 45.