Investments and investing is all about using your money to try to make more money. The aim of investing is to make your money grow or to receive a regular income from it. The biggest misconception about investing is that it is only for the rich. Wisely selected investments can increase your wealth and even possibly provide you with an income. Your Australian financial planner will work with you to formulate a strategic financial plan that meets your individual needs, your short, medium and long term goals, your current financial circumstances and the level of investment risk you are prepared to accept.

There are many types of investments available, but most investments can be categorised into either low risk defensive assets (for example, cash and fixed interest), or high risk growth assets (for example, property and shares).

As a rule, the higher the investment risk, the higher the potential return. Consequently, over time, returns from growth assets generally exceed returns from defensive assets. It must always be remembered that the higher the return, the greater the risk or volatility and the potential for loss.

Whether you are looking at starting an investment portfolio or a seasoned investor, speak to the financial planners at Intellichoice on 1300 55 10 45 on the various investment choices available and how we can help you grow your wealth in a safe way. You can be assured that there is no conflict of interests and any recommendations our financial advisor make for growing your wealth (either through property or other investments), is aligned with your financial goals and gives you peace of mind.